Identity Theft Essay -- Stealing Identity Theft Essays

identity operator TheftIn todays society, there is a white-collar crime that has greatly risen in popularity among criminals. This crime is individuation theft. Hundreds of thousands of lot oblige their identities stolen each year. Identity theft is when these criminals obtain and use consumers own(prenominal) discipline such as credit card numbers, camber visor numbers, insurance information, and social security numbers to purchase goods or operate fraudulently. According to the Federal Trade Commission, over 1.1 million people were the victim of identity theft. With this number, it is very(prenominal) evident that identity theft is one and only(a) of the quickest growing crimes in our country. This paper will attempt to more soundly define identity theft. It will give examples of identity theft by examining the stories of Rosalie Pugliese and Mari Frank. It will show ways in which this very easily perpetrate crime goat be avoided, and in the extreme case that a pers on is a victim of identity fraud, to show the steps one sens tug to get their lives back on track. According to identityguard.com, identity theft is defined as, ?when someone uses your name or personal information to open a credit account, take bulge out a loan, or make a major purchase. And if they nates do it once, they can do it repeatedly, using each new account as a savoir-faire for the next one. The result is that identity thieves can run up thousands of dollars value of charges or obligations all in your name.? In our current society, since there have been a great deal of technological advances made, it is easier than ever for a mutual criminal to steal a social security number, a bank account number, or any other piece of information which could garter a criminal gain access to ones personal finances. Identity thieves can retrieve vital information in many different ways. They can look through your trash at home or at work and retrieve a discarded bill, a piece of ma il, or a credit application. They can intercept your mail before it reaches you and take your social security or other information off of it. Identity thieves can pose as a telemarketer, claiming to represent a reput up to(p) charity or business, a bank, or even a credit-reporting agency. By doing this, they may be able to coax vital information from a nave consumer. ?In some states your Social Security number is printed correct on your driver?s license, so an iden... ...hat has been charged under their name, they ar very much responsible for getting rid of the unauthorized accounts and restoring credit. This may prove to be a very painstaking effort since nigh credit companies hate dealing with these types of issues. It is very important, though, to stay persistent in the effort to restore a good credit rating. Identity theft, agree to the Federal Trade Commission, is one of the fastest growing crimes in the country. It may be the fastest growing white-collar crime out there . With energy more than your name, your Social Security number, and date of birth, the only thing that can limit an identity thief is the thief?s creativity. They are able to do anything from open credit card accounts to open accounts and take out loans. With this basic information, they can get a job in your name, peradventure tarnishing an honest person?s good name. They can apply for anything from stall phones to health insurance. With more than 1.1 million victims of identity theft each year, it is very important to know how to protect yourself from identity theft. It is just as, if not more important to know what to do in the case that your identity is stolen.